01 · Market structure
Who holds India's balance sheet
Share of each banking segment in FY26.
Industry
₹353.5 L cr
Public Sector Banks▲ 12.3%54.4%
Private Sector Banks▲ 12.3%36.8%
Foreign Banks▲ 24.8%7.2%
Small Finance Banks▲ 18.6%1.4%
Payments Banks▲ 35.1%0.1%
02 · Momentum
Which segments are growing fastest
Year-on-year growth, per cent.
03 · Health check
Asset quality and profitability
Gross bad loans as a share of advances. Lower is healthier.
04 · League table
Bank by bank
Private Sector Banks ranked by assets, FY26.
- 01HDFC Bank▲ 11.6%₹43.6 L cr
- 02ICICI Bank▲ 12.0%₹23.7 L cr
- 03Axis Bank▲ 17.2%₹18.9 L cr
- 04Kotak Mahindra Bank▲ 12.9%₹7.8 L cr
- 05Indusind Bank▼ 1.9%₹5.4 L cr
- 06YES Bank▲ 10.8%₹4.7 L cr
- 07IDBI▲ 13.3%₹4.7 L cr
- 08IDFC First Bank▲ 16.3%₹4.0 L cr
- 09The Federal Bank▲ 11.0%₹3.9 L cr
- 10Bandhan Bank▲ 10.3%₹2.1 L cr
05 · Quarterly pulse
Q1 FY27 results: June 2026
Five quarters of reported numbers for listed public and private sector banks.
State Bank of India · Q1 FY27
₹110.5 L cr
YoY ▲ 13.6%
QoQ ▲ 1.3%
06 · Risk vs return
Who earns more on cleaner books
Q1 FY27 gross NPA (left = cleaner) against return on assets (higher = more profitable). Bubble size shows total business.
Public sectorPrivate sector